FREE PRACTICE PLANNING TOOL
Advisor Practice Sale Offer Comparison Calculator
Compare cash at closing, fixed deferred principal, and contingent payments across two practice-sale scenarios. Understand what a headline price leaves out.
PRACTICE SALE OFFER COMPARISON
Look Beyond the Headline Number.
Compare two scenarios by entering cash, fixed deferred principal, and contingent payments. “Realization” is your assumption, not a likelihood calculated by this site.
| Component | Offer A | Offer B |
|---|---|---|
| Cash at Closing | $1,000,000 | $1,250,000 |
| Fixed Deferred Principal | $500,000 | $250,000 |
| Contingent Amount at Your Assumption | $300,000 | $200,000 |
| Total at Your Assumption | $1,800,000 | $1,700,000 |
| Total if Contingent Payments Are Zero | $1,500,000 | $1,500,000 |
The Terms That Change the Answer
Timing, credit risk, retention conditions, working-capital adjustments, indemnities, employment terms, tax treatment, and rollover equity can matter as much as price. Fixed deferred payments also carry nonpayment risk; the zero-contingency row is not a worst-case outcome.
Formula: cash + fixed deferred principal + maximum contingent payments × your realization assumption. No discounting, interest, equity valuation, taxes, fees, or probability estimates. No offer is available through this calculator.
PUT THE NUMBERS IN CONTEXT
Prepare for a Better Conversation.
Use the accompanying guide to understand the questions, documents, and decisions that belong beside your illustration.
Read the Practical Guide ↗BUILD WITH INTENTION
Your Next Chapter Deserves a Better Plan.
Start with your goals. Explore the trade-offs. Decide what belongs in your next conversation.